General terms and conditions for all users 

1.1 The website ( "this website") is owned by Melbourne Property Investors ( "MPI"). It is operated by MPI and other companies in the Melbourne Property Group. To the extent that general advice is provided on this website, it is provided by one or more of the following entities, (all being members of the Melbourne Property Group of companies), based on the circumstances and context in which the advice is given on this website:

Melbourne Property Group - Melbourne Property Investors, Melbourne Property Investors Real Estate, Melbourne Property Institute, Melbourne Property Loans, Melbourne Property Financial

1.2 Financial Planning currently provided by a third party company

1.3 If, where general advice is being given on this website, the circumstances or context do not clearly indicate which one or more of the above entities is giving the advice, the advice is taken to be given by Melbourne Property Investors.

1.4 Your access to this website is subject to these terms and conditions, the Melbourne Property Investors Privacy Statement, disclaimers any other terms and conditions or other statements contained on this website, and, if you use any of the services identified on this website for which additional 

1.5 By accessing, viewing or otherwise using this website, you agree to be subject to these Terms of Use.  MPI may, at its sole discretion, vary or modify these Terms of Use without notice. Any subsequent access to, or use by you of the website will constitute an acceptance of those modifications.

1.6 You agree that where Melbourne Property Group is required, by law or otherwise, to provide you with a document, you consent to the provision of that document electronically through the links on this website. We suggest that you print a copy of the document, or file it electronically, for future reference.

2. Copyright

2.1 Copyright in the information contained on this website is owned by Melbourne Property Investors.

Disclosure documents

3.1 Melbourne Property Group currently offer products named on this website. The offers are identified in the disclosure documents (which include Product Disclosure Statements, where applicable).

Important disclaimers

4.1 All information contained on this website is given in good faith and has been derived from sources believed to be accurate. However, the information is selective and neither Melbourne Property Investors nor any other company in the Melbourne Property Group have verified the information, which may not be complete or accurate for your purposes. Those companies make no representation or warranty of any kind as to the accuracy or completeness of the information. It is general information only and should not be considered as a comprehensive statement on any matter and should not be relied upon as such.

4.2 Melbourne Property Group nor any of their directors, employees and associates guarantees the security of this website, gives any warranty of reliability or accuracy nor accepts any responsibility arising in any other way including by reason of negligence for, errors in, or omissions from, the information on this website and does not accept any liability for any loss or damage, however caused, as a result of any person relying on any information on the website or being unable to access this website.

4.3 Should you leave this site via a link contained within this website, and view content that is not provided by a company in the Melbourne Property Group, including content in relation to the issue or sale of a financial product: you do so at your own risk.

4.4 In preparing the information contained on this website, Melbourne Property Investors & Melbourne Property Group has not taken into account your objectives, financial situation or needs. Before investing on the basis of the information contained on this website, you should consider, with assistance of an adviser, whether the information in this website is appropriate to your personal objectives, financial situation and needs. You should obtain the disclosure document (including Product Disclosure Statement where applicable) relating to a product referred to on this website before making any decision about whether to acquire the product.  The information on this site is based on current laws and their interpretation, including taxation laws. The levels and basis of taxation may change. The application of many laws, including taxation laws, depends upon an investor's individual circumstances. You should, therefore, consider seeking professional advice on the legal and taxation implications of investing and should not rely on the information provided, which should be used as a guide only.

5. Disclaimer

5.1 Melbourne Property Investors Pty Ltd, nor any other company in the Melbourne Property Group of companies, will be liable for any loss or damage from any cause including negligence to your site and system.

6. Indemnity

6.1 You agree to indemnify Melbourne Property Investors & Melbourne Property Group and keep it indemnified against all actions, claims, costs, demands, damages or liability arising in any manner from a breach by you of the terms of this agreement.